You just can’t be ‘too careful’ these days. Always (always!) have you guard up!
If it isn’t the old usual scams that we’re used, cybercriminals now have become even more sophisticated by using YOU to launder money that they have stolen.
What do I mean?
According to CNBC , when hackers steal data such as credit cards and use them, that money that has been stolen is being ‘cleaned’ through gig economy websites such as Uber and Airbnb.
For the past two years, cybercriminals have used apps like Uber and Airbnb to filter dirty money through several automated systems, eventually making their way back to the criminal clean.
In one common scam, criminals recruit Uber drivers to pretend to take them on a ride. The criminal never shows up, but uses illicit money from a stolen credit card to pay for the trip. The driver then wires a portion of the payment for the trip back to the criminal.
Criminals use a similar scheme with Airbnb hosts. Hosts answer ads but instead of hosting an actual guest, with all the work and hassle that might involve, they take payment from a fake guest who never has any intention of showing up. Once the money is processed through Airbnb’s system, the host refunds a portion of the nightly bill to the cybercriminal.
What you don’t know…
Is that the mere fact that you’ve entertained such a request will make you complicit to a crime. Uber drivers might think ‘at least I’m getting paid for driving a route that I’m normally driving anyway.‘ What they don’t realize is it’s not just defrauding Uber or the platform, it’s wire fraud and has serious legal liability.
Source: How criminals use Uber and Airbnb to launder money stolen from your credit card
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